Most of you know that I’m a coupon freak. I’m not as obsessive or on top of it as I was when I started, but I do have quite a freezer/pantry full.
I cleaned out my pantry a few weeks ago. As I expected, I found more than a few expired items. For a cheapskate, this is ultra-frustrating.
We’re also working on building up our emergency fund, step three of Dave Ramsey’s plan. The last few months have been difficult as we’ve started the month with great plans of the amount we should be able to save, only to have emergencies happen that keep us from saving. Garage doors break, and dogs have unexpected surgeries, and kids need ear tubes, but do all these things have to happen while you’re trying to save?
My husband and I have been discussing the need to really kick into high gear our emergency fund savings. In the fall we cut our eating out budget down by more than 50%. (And this is our favorite budget item.) I’ve been hesitant to cut down our grocery budget, but I’m going to give it a go with the pantry challenge that Money Saving Mom is hosting.
Figure out what is in the pantry/fridge/freezer and EAT IT.
Get out 50 in cash each week and only use that.
Menu plan so we have balanced meals during this challenge.
Put whatever is left over in grocery budget into our emergency fund.
I’m hoping the 50 a week is more than we need. I have to buy meat, as we’re almost out, so that will be a big chunk of at least one week.
So I’m participating in the challenge. It’s the nudge to do what I already knew I needed to do.
As I work to change my slobbish tendencies, I have to accept that food (even free-after-coupon food), unless eaten, is just clutter.